Auto insurance
Compare quotes from several insurers recognized in Québec from a single request. Free and no obligation.
Shopping for auto insurance? For the same profile, premiums vary from one insurer to the next: the only way to know is to compare. One request on our partner comparison tool is enough to receive up to three quotes from insurers and brokers licensed in Québec.
A renewal coming up, a new car, a young driver, a move: every situation changes the price. You compare at your own pace, ask your questions, then decide, or not.
Request your free quotes now.
Why compare before you choose?
- Several insurers recognized in Québec, compared from a single request
- Free quotes, no obligation
- Civil liability, collision, all perils: you choose your coverages
- Support from partners licensed in Québec
- A few minutes is all it takes
Who is this comparison tool for?
Québec drivers who want to compare their auto insurance without calling insurers one by one. One request, up to three quotes, and the time you need to decide. These are the moments when comparing pays off most.
Your renewal is coming up
The best time to compare: the renewal notice arrives before the end of the term, and switching on that date avoids cancellation fees. Quotes show what others offer for the same vehicle and the same record.
You just bought a car
Financed or leased, the car often has to be covered against damage under the lender's requirements. Compare before signing the coverage offered at the counter: the policy you choose is yours, not the dealer's.
Young driver or probationary licence
A driving record that is just starting costs more to insure, and the gap between insurers is often wider. Occasional driver on a parent's policy or a policy in your own name: quotes show you both options.
After a claim or a ticket
Your record changes, and so does your premium. One insurer weighs a claim or demerit points differently from another. Comparing is how you check whether your current insurer is still the right one for you.
Two vehicles or more
Grouping several vehicles, or your car and your home, with one insurer changes the math. Quotes show it in black and white, for your situation.
You are moving
The postal code is part of the rating. A move, even within the same city, is a moment to compare, as is a change of use: working from home, a new job, retirement.
Frequently asked questions
How much does auto insurance cost in Québec?
The price depends on the vehicle, your driving and claims record, your age and experience, the use and yearly kilometres, your postal code and the coverages you choose. For the same profile it also varies from one insurer to the next. That is exactly why people compare: quotes show the real price for you. We display no prices on this site; the amounts come from the licensed insurers and brokers who prepare your quotes.
Is the quote really free and without obligation?
Yes. Requesting quotes costs nothing and commits you to nothing. You receive up to three proposals, you ask your questions, then you decide, or not. No payment is requested at this stage.
What happens after I click YES?
You continue on ClicAssure, a comparison platform licensed in Québec. You answer a few questions about yourself and your vehicle, and licensed insurers or brokers send you their quotes. Your request is completed on their site; no information from your request is collected on ours.
What is mandatory in Québec?
Two plans work together. The SAAQ covers bodily injury for every Quebecer, regardless of fault. Private insurance covers property damage: civil liability (Chapter A of the policy) is mandatory, and coverage for your own vehicle (Chapter B) is optional unless a lender or lessor requires it.
Can I compare if I am already insured?
Yes. The ideal moment is before your renewal: you switch at the end of the term with no cancellation fee. Mid-term, fees may apply depending on your policy; check them and avoid any gap in coverage between the two insurers.
Our guides
Understanding auto insurance in Québec
The SAAQ public plan, the Q.P.F. No. 1 policy, deductibles, endorsements, claims. Clear reference points, sources cited.
Filing an auto insurance claim in Québec, from the accident to the cheque
Notifying your insurer, police reports, estimates, repair shops, rentals, total losses and disputes. The steps of an auto insurance claim in Québec.
Read the guide →
Understanding Your Auto Insurance Deductible in Québec
In Québec auto insurance, when the deductible applies and when it does not, how it affects the premium and how to pick an amount that fits your savings.
Your claims history file and driving record, what insurers see
The GAA's central claims file and your SAAQ driving record. What they contain, how long entries stay, how to get them and how to correct an error.
Québec's Direct Compensation Agreement, explained step by step
After a collision in Québec, each driver deals with their own insurer. Here is how the Agreement sets fault and when your deductible actually applies.
Car Insurance in Québec: The Most Frequently Asked Questions
Mandatory coverage, the SAAQ, deductibles, the joint report, your claims file and winter tires: 25 short, sourced answers about car insurance in Québec.
Glossary of Car Insurance Terms in Québec
Car insurance terms explained simply, with the vocabulary specific to Québec, from Q.P.F. No. 1 to the joint report. 50 sourced definitions.
How Auto Insurance Works in Québec
In Québec, the SAAQ compensates injuries and private insurance covers property damage. What is mandatory, what is optional and who pays for what.
Who we are
SoumissionAuto.ca is an independent information site operated by Clench Media LLC. We are not an insurer, a firm or a broker, and we do not give insurance advice. Our role is simple: explain auto insurance in Québec clearly, then point you to ClicAssure, a comparison platform licensed in Québec, where licensed insurers and brokers prepare your quotes.
No information from your request is collected on this site. We may be paid by our partners when you use our links, at no cost to you. You remain free to compare elsewhere and to buy nothing. Our About page and our privacy policy give the details.
- Free quotes, no obligation
- Request completed on a platform licensed in Québec
- No information from your request collected on this site
- No prices shown here: the amounts come from the quotes
Ready to compare?
One request, up to three quotes from insurers recognized in Québec. Free.
Yes, start now You continue on ClicAssure, a comparison platform licensed in Québec. No obligation.